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Privacy Policy
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PRIVACY, OWNERSHIP OF INFORMATION AND POSTING AT APNAADVISOR WEB SITE
Unless otherwise expressly set forth herein, any information, communications or material you transmit to this Web Site by electronic mail or otherwise, including data, questions, comments, or suggestions will be treated as nonconfidential and nonproprietary and will become the property of APNAADVISOR. Such information, communications or material may be used for any purpose, including, but not limited to, reproduction, solicitations, disclosure, transmission, publication, broadcast, and posting. Furthermore, APNAADVISOR is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to this website for any purpose whatsoever, including, but not limited to, developing and marketing products using such information.
APNAADVISOR does not claim ownership of the materials You provide to APNAADVISOR (including feedback and suggestions) or post, upload, input or submit to any section of the Web Site, (each a "Submission" and collectively "Submissions"). However, by posting, uploading, inputting, providing or submitting ("Posting") Your Submission You are granting APNAADVISOR its affiliated companies and necessary sub-licensees permission to use Your Submission in connection with the operation of their Internet businesses (including, without limitation, all services offered by APNAADVISOR), including, without limitation, the license rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat Your Submission; to publish Your name in connection with Your Submission; and the right to sublicense such rights to any other party.
You hereby acknowledge and agree that no compensation shall be paid or no future commercial consideration has accrued with respect to the use of Your Submission by APNAADVISOR, as provided herein. APNAADVISOR shall be under no obligation to post or use any Submission You may provide and APNAADVISOR shall remove any Submission at any time at its own sole discretion.
By Posting a Submission You hereby warrant and represent that You own or otherwise control all of the rights required under worldwide law for Your Submission as described in these Terms including, without limitation, all the rights necessary for You to provide, post, upload, input or submit the Submissions.
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Disclaimer
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As Insurance is the subject matter of solicitation.
Participation by site visitors or registered customers is on a voluntary basis. The policies are offered by various life Insurance & non-life insurance offering companies and ApnaAdvisor.com does not seek to, either directly or indirectly, advise, offer, solicit or recommend that any person who is or proposes to become its member should purchase the Policy.
The information provided on ApnaAdvisor.com is collected from sources publicly available & we believe to be reliable. The website doesn’t warrant the accuracy, reliability & absolute information available on the website for data reference to any third party in “the website” no such party will assume any liability for the same. “The website” solicits any offer for financial transactions. Any user of the website should before dealing and or transacting in any of the products referred in the website should do the investigation themselves & take legal & professional advice before entering any tie-ups.
Any such person who purchases or otherwise subscribes to the Policy shall not receive any advantages in addition to those which he/she would ordinarily be getting from the insurance company.
The contract of insurance is between the Insurer and the Insured, and not between the ApnaAdvisor.com and the Insured.
ApnaAdvisor.com does not guarantee or warrant the Site will be uninterrupted, without delay, error-free, omission-free, or free of viruses. Therefore, the information is provided "as is" without warranties of any kind, express or implied, including accuracy, timeliness and completeness. In no event shall ApnaAdvisor.com, its related partners, employees be liable for any direct, indirect, incidental, special, exemplary, punitive, consequential or other damages whatsoever (including but not limited to, liability for loss of use, data or profits), without regard to the form of any action, including but not limited to, contract, negligence or other tortuous actions, arising out of or in connection with the Site, any content on or accessed by use of the Site, or any copying, display or other use thereof.
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